Instead of spending time looking at properties outside of your price range, you can focus on homes that match your budget. It narrows your home search: Mortgage payment estimates provide a good starting point for your home search.Knowing these costs helps you determine a home price you can realistically afford. It factors in other home costs: A good mortgage calculator factors in both principal and interest and additional home costs like taxes, home insurance, private mortgage insurance, and homeowners' association dues. This is an important first step in the homebuying process.
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